usually means any corporation that controls, is managed by, or is less than frequent Command with A further enterprise. The phrase “Management” has the meaning given to that time period in 12 U.
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implies retail economic providers supplied by a lender to consumers, smaller firms, or tiny farms and involve a financial institution's systems for delivering retail fiscal expert services.
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The Board opinions the impression and responsiveness of a lender's Local community advancement loans and Neighborhood improvement investments that reward or serve a facility-based evaluation spot, as furnished in § 228.fifteen.
(A) Brings together the overall performance scores for every supporting conclusion for every big product or service line into a product line rating; and
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) Positive aspects or serves a number of geographic regions with low levels of community advancement financing;
implies the period, frequently in calendar several years, throughout which a financial institution done the pursuits which the Board evaluates within a CRA evaluation, in accordance Using the Board's tips and procedures.
(seven) Data indicating that the credit history demands of the facility-centered assessment space or retail lending assessment space will not be becoming met by lenders from the combination, these kinds of which the pertinent benchmarks will not adequately reflect Local community credit history wants.
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The Board evaluates a restricted function lender's Group improvement financing general performance within the nationwide place, pursuant to § 228.19, and assigns a summary for your institution dependant on the Board's consideration of the following two parts: